When Civil Litigation Means Insurance Defense
The defense side of a damage claim or lawsuit may involve a claim for insurance coverage through a liable party’s insurer. Alternatively, an insurance claim against a policyholder’s own insurance company may be in question. Insurance defense, then, may include one or more of these scenarios:
- Defending a person or organization accused of harming someone else
- Defending the liable party’s insurer from inappropriate or excessive claims
- Defending an insurer after a policyholder’s loss event, such as a house fire, storm or structural collapse
Regardless of which direction the challenge comes from, vigilant insurers turn to experienced litigators to protect their interests when stakes are high. With more than 100 combined years of experience, the attorneys at O’Malley, Harvey and Brosnan, LLP, in Waltham, Massachusetts, have earned a strong reputation in all varieties of insurance defense.
Types Of Insurance Defense
After a car accident or a slip-and-fall on dangerous premises, an injured party may expect full coverage through their own insurance or they may bring a lawsuit against another person or a business. Regardless of fault, the insurer may discover that the respective insurance policy is not valid or applicable as claimed for a variety of reasons, including the following:
- Premiums have not been paid.
- The loss event is not covered under the policy’s terms.
- The policy is vague or ambiguous regarding the circumstances of the incident, the nature of the injuries or who is covered.
- The plaintiff in the lawsuit seeks more than the policy limits.
If the insurer denies the claim or pays less than expected, the injured party may bring a bad faith insurance lawsuit. The insurance defense attorneys at O’Malley, Harvey and Brosnan, LLP, have ample experience protecting clients in a wide range of civil litigation matters, including insurance defense cases. They are known as sophisticated, skilled and versatile litigators who have many successful defense outcomes on the books.
Request An Early Consultation
Attorneys representing private individuals and organizations in injury cases are invited to pursue co-counsel arrangements with lawyers at O’Malley, Harvey and Brosnan, LLP, as needed to provide the most aggressive, complete defense when insurance is involved. In-house counsel of insurance companies is also welcome to inquire about co-counsel arrangements.